AAAHI Home Inspection Association WE KNOW INSPECTIONS™

E&O and Liability Insurance from OREP

Strong E&O / liability coverage is crucial to maintaining a long, profitable career as a self-employed home inspector. Here's why you really need insurance as a home inspector

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General Liability and E&O Insurance

Liability Insurance by OREP

OREP’s Errors & Omissions (E&O) professional liability product includes an endorsement for General Liability coverage. General Liability can provide protection when someone or something is broken or injured, such as you knocking over and breaking a vase during an inspection or dropping a heavy object from the roof and injuring a home owner.  Coverage is also provided in the event an injury occurs due to an error or omission in your report, for instance: a faulty deck collapses months after the inspection and injures the home owner, or you failed to note the deck needed repair.

Coverage Highlights

  • Includes Errors and Omissions Insurance and General Liability. Includes Prior Acts Coverage for qualified applicants.

  • Additional Insured for Agents and other Referring Parties.

  • Coverages Available: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, Mold, Septic/Water testing, and more.

  • Free Access to the OREP Professional Support Network ($95 value)

  • Premium Discount for Experienced Inspectors and Membership in Professional Associations

  • Includes Deductible Forgiveness Program Up to $1,500 (reimbursed by warranty company)

  • OREP in its 16th year serving the insurance needs of home inspectors.

  • Easy Financing Available.

  • Coverage can be added for Energy Rating and Mortgage Field Service Inspections.

  • Click for Policy Coverage Details.


Contact AAAHI for more details on E&O and Liability insurance.
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